Indians buy gold on Dhanteras, which marks the first day of the Diwali festival. During this time several banks lure customers with huge discounts, cashback offers, etc. As the festive season is considered auspicious, people make most of their big-ticket purchases around this time. If you are also planning to invest in gold this Diwali, given below are some Diwali discount offers by banks including State Bank of India (SBI), HDFC, and ICICI.
SBI Card-Senco offer on jewellery purchase
SBI Card-ORRA offer on jewellery purchase
SBI Card-KIAH Jewellery offer on jewellery purchase
Use ICICI Bank internet banking to purchase digital gold worth Rs 1,000 and more and avail gold back offer of 30 mg.
Steps to avail the offer
Gold-back will be credited to the customer's account in the next 14 days. The offer can be availed only on the first transaction in digital gold. The offer shall be capped to only 5,000 customers.
Also, the buyer can request for doorstep delivery of available gold balance in standard gold products like coins and bars by paying a delivery charge of flat Rs 99. The offer is valid until October 25 for the first 200 deliveries per day. Delivery of coins may take between 5 - 7 working days.
Both the new and existing customers can also exchange their digital gold balance of 1 gm and more for jewellery and get 1 gm of digital gold free. The offer is valid until October 25. Only the first 100 customers will be eligible for this offer. The gold back will be given at the end of the offer period. The customer will be notified through SMS/e-mail regarding the gold back in their account post the offer period. The offer is valid once per mobile number and only on 1 transaction.
How it works:
ICICI Bank Offers
Buy jewellery using ICICI Bank credit card at the nearest TBZ company-owned stores and get 5 per cent cashback on minimum purchase of Rs 50,000. Maximum cashback allowed with this offer is Rs 5,000 per card. The offer is not valid on EMI transactions on credit card. The offer is valid until October 29, 2019. Cashback under this offer will be credited on or before January 30, 2020.
Buy jewellery using ICICI Bank credit card at Kalyan Jewellers store and get 5 per cent cashback on minimum spends of Rs 30,000. Maximum cashback is limited to Rs 5,000 per card and the offer is not valid on purchase through EMI. The offer is valid between September 27 and October 27.
HDFC Bank Offers
Buy jewellery from Tanishq stores using HDFC Bank credit or debit cards between September 28 and October 29, 2019, then you will get the following discounts:
Buy jewellery from Reliance Jewels using HDFC Bank credit or debit cards until December 31, 2019, and get 10 per cent cashback if you spend minimum Rs 10,000. Maximum cashback that one can avail of in this offer is Rs 2,500.
Buy jewellery from other stores using your HDFC Bank Debit Card from other stores and get Rs 1,000 cashback on spending Rs 20,000 or more. The offer is valid until October 26.
Get 5 times Reward points on all jewellery spends until October 26 using HDFC Bank credit cards. This offer is valid on minimum transaction of Rs 20,000. Offer valid only on retail and add on credit cards. One can get a maximum 5,000 reward points under this offer.
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